Cash rate rises to 4.60%

If you have a mortgage, how has your repayment changed across this year's four rate rises, and what has had to give in the household budget?

Renters: has your landlord or agent pointed to interest rates when raising the rent this year?

For savers and retirees, have higher deposit rates made a noticeable difference to your income?

The Government says the Middle East conflict is the main driver of inflation. The RBA Governor says inflation was elevated before the war and domestic capacity adds to it. Which explanation matches the prices you are seeing, or is it both, or something else?

The Opposition says government decisions have added to inflation; the Treasurer says spending is focused on areas like bulk billing that ease household budgets. What kinds of government spending, if any, should be paused while inflation is high?

The Treasurer says another fuel excise discount is not being actively considered and has flagged savings in the December budget update. Should governments offer cost-of-living relief while rates are rising, or hold back to avoid adding to inflation?

For business owners: how have higher borrowing costs changed decisions on hiring, stock or investment?

The CBA chief expects this to be the last rise but says November is 'live'. What would you want to see in the late-October inflation figures before the next decision?

Auction clearance rates have dropped below 50% and more homes are sitting unsold. If you are buying or selling, how is that playing out where you live?

Unemployment has risen to 4.6% and some economists are discussing recession risk, though the RBA says it is not its base case. Is job security changing in your workplace or industry?

Former RBA governor Philip Lowe argues governments should run surpluses when revenue is high; others prioritise support for households under pressure. How should the balance be struck?

Which official figures do you rely on to judge inflation (CPI, the RBA's statement, your own receipts)? Share the source and what it shows.